Pillar II · Templates · Forthcoming Q3 2026
The PFS and REO schedule lenders accept on the first submission.
Personal Financial Statement and Real Estate Owned schedule templates formatted for lender submissions — built from the formats senior lenders, agencies, and life cos actually accept, not the generic SBA templates that get returned for revisions.
What it is
2 forms
PFS and REO schedule, with separate liquidity-detail and contingent-liability tabs.
XLSX + PDF
Excel for editing, branded PDF for submission.
$19
$27 retail. 30 days no-questions refund.
Who this is for
Sponsors
First-time and repeat borrowers preparing for a financing submission. Use the same template across all lender packages to stay consistent.
Asset managers
Maintain a refreshed REO schedule for the entire ownership group; produce updated PFS quickly for each lender refinance cycle.
Sponsor counsel
Standardize submission packages across multiple sponsor clients. Reduces revision rounds with lender counsel.
Family office CFOs
Aggregate principal financial statements across operating entities in a single submission-ready file.
What's in the file
- PFS assets section (cash, securities, RE, business interests)
- PFS liabilities section (mortgages, notes, lines, contingent)
- Net worth calculation with liquidity breakouts
- Annual income statement
- REO schedule per property
- Summary roll-up across all owned RE
- Signature + certification block
FAQ
Will my lender accept this format?
The format mirrors what major life cos, agencies, and large debt funds typically accept. Some banks have proprietary templates; those they'll still ask you to use their form — but the data in our template translates directly.
Does it handle multiple sponsors?
Yes. The PFS template ships as both single-sponsor and joint versions. The REO schedule supports per-property ownership percentages for joint ventures.
Refund policy?
30 days, no questions, no forms. Email support@valoreregistry.com.
Pricing
Retail at release $27
Founders' price (first 14 days) $19
Single ZIP delivery: XLSX + branded PDF. Free point-update releases for 12 months. Informational only — not financial advice. Each lender retains the right to specify its own form.