Pillar II · Templates · Forthcoming Q4 2026
The coverage your lender requires, mapped to the carriers who write it.
A reference document covering required CRE insurance datapoints by property type — property, GL, umbrella, environmental, terrorism, flood, business interruption — plus a matrix of insurance carriers actively writing CRE coverage with their property-type specialties.
What it is
9 coverages
Property, GL, umbrella, environmental, terrorism, flood, business interruption, ordinance, builders risk.
~50 carriers
Major CRE-active insurers mapped to their property-type specialties and exclusion patterns.
$19
$27 retail. 30 days no-questions refund.
Who this is for
Closing analysts
Confirm the insurance certificate matches lender requirements before the lender's insurance consultant returns it with revisions.
Sponsors at renewal
Annual policy renewal — check which carriers are now writing in your asset class and geography, and where pricing has moved.
Insurance brokers
Standardize quote requests across carriers; ensure submissions match lender requirements before binding.
Lender BD + closing
Tighten the loop with borrower's broker on insurance reviews; reduce the back-and-forth on coverage adequacy.
What's in the file
- Required coverage by property type
- Lender-by-lender requirement differences
- Carrier matrix with appetite by asset class
- Common exclusion patterns + cure paths
- ACV vs. RC valuation guidance
- Named-storm and flood-zone overlays
- Sample ACORD 25 / 27 / 28 certificate annotations
FAQ
Is the carrier matrix current?
Updated quarterly. Carrier appetite shifts faster than any published document can track perfectly; the matrix flags last-update date per row.
State-specific requirements?
Most coverage requirements are property-type driven, not state-driven, but the matrix flags states with material differences (California / Florida hurricane, earthquake territories).
Construction insurance?
Builders Risk coverage is included as one of the nine coverage types. Construction-specific surety, performance bonds, and completion guaranty are out of scope.
Refund policy?
30 days, no questions, no forms. Email support@valoreregistry.com.
Pricing
Retail at release $27
Founders' price (first 14 days) $19
Single ZIP delivery: PDF reference + XLSX matrix. Free point-update releases for 12 months. Informational only — not insurance advice. Engage licensed broker for binding decisions.